Whatever the reason, it's important to insure an empty property in case something goes wrong. For example, could you afford to pay for damage caused by a flood or fire? What would happen if the house was targeted by thieves or vandals?

Unoccupied Property Insurance includes :

Liability as property owner included 

Standard Fire, Lightning, Earthquake & Explosion perils 

Malicious Damage Option 

Contents insurance cover available 

Theft insurance cover option 

Properties under renovation 

Pending let 

Pending Sale 

Subsidence cover option 

Panel of insurers to choose from